Prosperity is a company of Independent Financial Consultants which provides unbiased Financial Advice to both corporations and private clients.

Your Health

  • Life & Health Products
  • Medical Insurance
  • Corporate Insurance Services

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Your Wealth

  • Savings & Investment
  • Retirement Planning
  • Mortgage Service

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Our Wisdom

  • Education Fee Planning
  • Trust & Estate Planning
  • Will Services

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Our aim is to provide you, our customer with good honest and ethical advice. Our team will do its utmost to ensure you have a professional and swift experience with consistent ongoing service.

Hein Teichert
Manager Compliance,HR & Legal
Hein Teichert

Manager Compliance,HR & Legal

(BLC, LLB Pret. RSA)Masters Certificate in Financial Markets (2002); Certificate in Financial Planning (2009); FSB Regulatory Exams (RSA 2011)

Hein has been in the financial services industry for over 12 years, on the back of a fully-fledged career in legal services stretching over 20 years. During this time he was a self-employed attorney of the High Court of South Africa and practiced for his own account.

Hein began his career in the financial services industry as a consultant for Old Mutual (Skandia) in 2000 and was promoted to the position of Business Development Manager in 2005, managing a team of very successful financial consultants.

In January 2013 he relocated to Abu Dhabi with his wife and joined Prosperity Insurance Brokerage LLC as a Sales Manager.

His years of experience as an attorney and financial consultant allow him to render the best possible service when it comes to all aspects of financial planning e.g. estate planning, retirement planning, savings, wills, trusts and tax efficient planning.

He derives enormous satisfaction in helping people achieve their financial goals and aspirations through a holistic and consultative approach.

Andy Cole
Chief Executive Officer
Andy Cole

Chief Executive Officer

Andrew Cole the CEO set up Prosperity in 2009. Having worked in the industry since the mid 1980’s, he has held senior managerial positions with fortune 500 blue chip corporate entities working in the UK, Europe, the Far East and Middle East. Having spent the last 20 years in the UAE he has first hand personal experience of life in the region and a wealth of knowledge on Expatriate and UAE National living.

At Prosperity we know that when it comes to your personal or corporate financial needs, trust, experience, together with a personal and discreet service are key when deciding on who you use for your financial advice. Our qualified financial planners will work with you to create a tailor made solution for all your specific needs.

Licensed and regulated via the UAE Insurance Authority and the Health Authority of Abu Dhabi (HAAD) Prosperity is authorised to offer Life Insurance, Savings and Investments, Personal lines, motor, medical, and group/ corporate insurance. For a free consultation without obligation please contact us and experience a refreshing approach to your financial planning.

Noreen Toledo
Sales Manager
Noreen Toledo

Sales Manager

With a Degree in Bachelor of Science in Physical Therapy from San Pedro College in Davao City, Noreen Toledo took a surprise spin in her career when she pursued, instead, the world of finance.

Her true potential in the world of finance started in 1997. She started as property consultant, excelled on the job and was promoted in less than a year to Senior Property Consultant in the Quadrillion Group of Companies. Two years later, she took the same position in Asia Plus Corporation where she was consistently awarded monthly as Top Property Consultant.

With those achievements early on in her career, she took a more challenging role as Business Manager and Currency Trader / Financial Analyst in Eurocom International where she handled manpower development, training of Investment Consultants and provides research and technical analysis of currency movements. All her expertise and dedication paid off and she recognized as Top Producer in Management and Top Incentive Manager.

Born a true leader, she wanted to pursue her vision and mission of helping her fellow Kababayans achieve financial independence. She was carefully selected as a Life Planner in Pramerica Life Insurance in 2004, where she gained the Bronze Winner Life Planner and Presidential Trophy’s Convention awarded in Kuala Lumpur Malaysia. She helped protect three families per week and build their foundation for wealth building.

Her personal goal of reaching out into international markets brought her to Dubai in 2006 and joined Nexus Insurance Brokers, former Zurich International Life in Middle East. There, Noreen won over six awards of prestigious recognition of excellence and top performance.

Liisa Kirkwood
Business Development Manager
Liisa Kirkwood

Business Development Manager

Liisa Kirkwood is a seasoned expert in all aspects of banking and financial services both the UK and in the UAE. Liisa is qualified Member of the UK Chartered Institute of Insurers (CII).

Liisa started her career early in the UK National Westminster Bank where she held various positions of responsibility over her 14 years with them. She then got a taste of the Middle East as she took a role as Product Relations Officer in the National Bank of Abu Dhabi. She progressed to Head of Customer Services where she was responsible for monitoring all levels of customer service within the entire UAE network of branches and cash offices.

The call of the cold moved Liisa back to the UK as Assistant Manager in Isle of Man Bank. She then had various positions in LlloydsTSB before getting the urge to move back to the heat of the Middle East as a Senior Manager for their network of Customer Service Centers in Dubai.

In the boom, Liisa started her own company developing and executing local and international mortgages. She subsequently sold the company and joined Aviva working as a Distribution Executive but quickly moving up to Interim Head of Retail before they moved out of the Middle East.

Liisa is a very keen networker and has previously been heavily involved in the Business Network Institute (BNI) and was treasurer of a Dubai Chapter. She takes a keen interest in several charities is the region and is a keen fund raiser for the Valley of Love, Street to School, Feline Friends and Cancer Research as well as fostering and re-homing abandoned UAE cats.

Liisa is also a keen watcher of fashion, enjoys fine food and she is a seasoned traveler having been as far as last frontier of Alaska to the opulence of Singapore. She is also a very keen baker and is regularly found in the kitchen up to her elbows in cake mixture.

A truly committed lady, Liisa is the Business Development Manager for Prosperity Insurance Brokers LLC, one of the top financial brokerage in Dubai and Abu Dhabi. She leads the Company in a strategic direction with growth as a key target, extending the reach and depth of services, penetrating new markets, acquiring new customers and deepening relationships with existing Customer’s.





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